Jan. 1, 2018

#053: The Impact of Trump's Tax Reform

Now that the Tax Cuts and Jobs Act of 2017 has been signed into law by President Trump, we can plan to make changes in how we spend, save, and give - or can we? John and Devin get into …

Episode page
Dec. 25, 2017

#052: Recent Predictions That Didn’t Happen, and The Tattoo Factor

If you listen to the news, you’ve probably heard some investment and financial planning industry folks make some wild predictions, and often those predictions don’t come true. In this week’s episode, Devin and John invited some friends to help...

Episode page
Dec. 18, 2017

#051: Podcasting from a Volkswagen Superbeetle, with Couple Money and…

Recorded live at FinCon from a 1974 Volkswagon Superbeetle, Devin and John are joined with Roger Whitney, the Retirement Answer Man, and Elle Martinez of CoupleMoney.com. The main topic? Divorce is the biggest threat to anyone’s financial...

Episode page
Dec. 11, 2017

#050: Can You Have Too Much Cash? and Planning For The Things You Hop…

Stacey’s financial advisor recommended 3-6 months of living expenses be in cash. She asks us how much she really needs. Ron from Portland wants to know what to do with his personal trust now that the beneficiaries are responsible adults. …

Episode page
Dec. 4, 2017

#049: How Millionaires Handle their Money, with Joe Saul-Sehy

People who are millionaires have respect for a dollar, and they cut expenses that don’t add value to their lives. Joe Saul-Sehy was a financial planner for 16 years, and he has observed some interesting things about how millionaires...

Episode page
Nov. 27, 2017

#048: Steps To Take Before The End of The Year

Things You Should Do Before The End Of The Year: Charitable contributions Harvest Investment Gains and Losses Required Minimum Distributions Sit Down And Review This Stuff With Your Tax Advisor There are a number of things you could do in …

Episode page
Nov. 20, 2017

#047: The Trump Tax Plan

Congress is moving fast through the process of changing our tax code. There are still lots of details to be ironed out, but one of the major provisions is a cut to the corporate tax rate. There is also a …

Episode page
Nov. 13, 2017

#046: Is A Reverse Mortgage Right For You?

A reverse mortgage is an agreement that a bank or other financial institution will loan you money against the value of the house, and you don’t have to repay that money until the property transfers ownership, often due to death …

Episode page
Nov. 6, 2017

#045: Post-Retirement Work, and Social Security Disability Benefits

Devin and John explore the different ways that working can affect your Social Security benefit. Then John explains how and why a child may be eligible for Supplemental Security Income (SSI) when the father was covered under a teacher’s retirement...

Episode page
Oct. 30, 2017

#044: Psychology, Passive Income, and Your Freedom Number With Clayto…

Clayton was shaped by the money experiences of his childhood, particularly his father’s job loss. After some financial challenges, Clayton and his wife decided to figure out how to build an income that isn’t tied to their jobs working for …

Episode page
Oct. 23, 2017

#043: Digging Deeper Into Medicare, and Donut Holes

Part 2 of a series about Medicare. This time Devin and John tackle the costs of Medicare Part B, then go into Medicare D (prescription drug coverage). It’s important to understand how Medicare Part D work – it can be …

Episode page
Oct. 16, 2017

#042: What Medicare Covers, and What It's Going To Cost

Understanding Medicare is an important part of your overall retirement planning, but it's so confusing and complicated! Devin and John share the different parts of Medicare and what they cover. More information can be found at

Episode page
Oct. 9, 2017

#041: Does Your Debt Die When You Do?

Devin and John answer listener questions you've sent in. Arlene wants to know what happens to her debts after she dies. John guesses she is probably asking whether her children will be responsible for those debts. It’s a good question! …

Episode page
Oct. 2, 2017

#040: Keeping it Simple with Doug Goldstein

Chess involved both strategy and psychology - much like investing! Doug Goldstein, author of RICH AS A KING: How the Wisdom of Chess Can Make You a Grandmaster of Investing, joins Devin in a discussion about the way chess strategies …

Episode page
Sept. 25, 2017

#039: Planning Your Digital Afterlife

Most of us have a whole world of digital stuff out there, and some of it is important. You need a plan for how your survivors will access these accounts, whether you are disabled or dead. As our world becomes …

Episode page
Sept. 18, 2017

#038: Protecting Your Assets From Lawsuits and Other Liabilities

If you've put together a little bit of money, or you have a regular stream of income, it's reasonable to be concerned about protecting those assets from lawsuits or other types of liability. Today, John explains some of the simple …

Episode page
Sept. 11, 2017

#037: Designating Your Representatives, and Picking Stocks

Devin and John talk about assigning people to act for you, and picking good stocks for your investments. First, Brenda has a question about naming a successor trustee for a trust she has set up. In many kinds of legal …

Episode page
Sept. 4, 2017

#036: All About Bonds with Dr. Brandon Renfro

Dr. Brandon Renfro, a PhD in behavioral economics, talks about bonds: When they're right for you and when they should be reconsidered. Brandon does a great job of explaining different types of bonds, why they are considered a good investment, …

Episode page
Aug. 28, 2017

#035: Why Social Security is Important for YOU (even if you're not cl…

Social Security is an important source of income for older Americans, but it can also provide many benefits beyond retirement income. Life is full of risks, and Social Security helps provide some income for those who have faced these situations. …

Episode page
Aug. 21, 2017

#034: How to Avoid a Bernie Madoff-Type Scam

There are few things worse than getting involved in a financial scam. Unfortunately, there are always some people who will abuse their professional status, and use their knowledge to rip people off. How can you avoid being scammed? Things to …

Episode page
Aug. 14, 2017

#033: Giving IRA Money to Charity, and Remarriage & Social Security

Listener Questions: Rob asks about sending the distributions from an Individual Retirement Arrangement (IRA) to a charity. John discusses a couple of different scenarios and explains the possible tax benefits. He also includes ideas for...

Episode page
Aug. 7, 2017

#032: Why Women Need Better Financial Advice with Russ Thornton

Women often have different financial needs than men, and even more when there has been a change in their marital situation. This week, Devin and John talk with Russ Thorton of . Russ works with financial planning for women, with …

Episode page
July 31, 2017

#031: Veterans - Are you getting ALL your benefits?

Many current retirees have a background of military service. Benefits from military service can become a big part of the retirement planning picture, but it can be hard to know what benefits are available and how you can use them. …

Episode page
July 24, 2017

#030: Second Marriages and Blended Finances

So you find yourself retiring in a second marriage? This week’s episode is full of useful information and fascinating stories about one of the most complicated family situations: Second marriages. There is so much to consider: Social Security...

Episode page