Episodes

July 17, 2017

#029: Disinheriting a Spouse and How to Say NO to an Adult Child’s Re…

John shares the stories of when, and why, you would disinherits a spouse. Devin gives advice to Kim who wants to know how to say “no” to her adult children’s request for money. For more great advice about how to …

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July 10, 2017

#028: Quarterly Perspective Q2 2017, with Andrew Comstock

We are half way through the year and it's time to review the market performance with Andrew Comstock from . Market Snapshot: DOW (DJI) opened at 20,665.17 on April 3, 2017 and closed at 21,287.03 on June 29, 2017. The …

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July 3, 2017

#027: AgeProof - Living Longer Without Running Out of Money or Breaki…

, financial editor of NBC's Today show, discusses her new book “AgeProof” about balancing your health and your wealth. She shares some habits that can help you thrive, both financially and physically. Teamwork: Working with a partner can...

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June 26, 2017

#026: Who To Talk To At Your Social Security Office

Social Security benefits are confusing - even for those who work at the SS Office. Often, the person looking for advice is unsure of what information the SS Office needs - or how to communicate it to them. Nancy tells …

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June 19, 2017

#025: What to do when Someone Dies

Death is never a pleasant topic. What is less pleasant is passing away suddenly with no planning in place and no way to help your family transition through the process. John walks us through 5 things to do after someone …

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June 12, 2017

#024: Keep the Original Will, and Rental Income in Retirement​

Did you know that a copy of a will may not hold up in Probate? John talks about the need to keep an original copy of the will up-to-date and in a safe place. Devin is asked if buying a …

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June 5, 2017

#023: How Much Do You Need in Retirement? Use this online calculator …

Steve Chen created a retirement planning calculator that anyone can use. The inspiration came from personal experience. His mom needed help at retirement - but she didn't have enough assets to work with most financial planners. Steve from...

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May 29, 2017

#022: 5 Lessons Learned from Market Declines

Recessions and market declines are going to happen. What are the lessons we can learn from the Tech Bubble of 2000's and the Great Recession of 2008? Devin shares the 5 lessons he learned during the two most recent market …

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May 22, 2017

#021: Naming Beneficiaries - How to Avoid Screw-ups

Non-Probate Transfers, Trusts, and how the Beneficiary Designation trumps any wishes you express in your Will. These are just a few of the things you NEED to understand so you can avoid making a major mistake with your estate planning. …

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May 15, 2017

#020: Listener Questions about Moving IRAs back into a 401k, and Soci…

Linda and her husband have been raising their grandchildren since birth. Both of the children’s parents are alive. Do the grandchildren qualify for Social Security? Clyde asks if there is any situation where you would roll an IRA into a …

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May 8, 2017

#019: Lessons We Learned from 15 years as Financial Planners, with Da…

Experience is a great teacher. David Waldrop has more than 15 years of experience, the same as John and I. He comes on to share stories from his history - and how human emotions come into play when making investing …

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May 1, 2017

#018: The Basics of Social Security that EVERYONE Should Know, Part 2

In Part 1 we covered credits, earnings limits, and more. In this episode we finish the series by talking about: Length of marriage rules Spousal Benefits vs Survivor Benefits How you are taxed on social security benefits and more. If …

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April 24, 2017

#017: The Basics of Social Security that EVERYONE Should Know, Part 1

Part 1 in a 2-part series about what you need to know about Social Security. For more information, or to have a conversation with Devin Carroll or John Ross, visit

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April 17, 2017

#016: Listener Questions - Sharing Accounts with Children and Lump-su…

Wanda wrote in to ask why she shouldn’t add a child to her checking account? Brenda retired from a company that offers a pension. She asks if it would be better to take the pension in a stream of payments …

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April 10, 2017

Quarterly Perspective Q1 2017, with Andrew Comstock

Can we expect 3 rate increases this year? What could that mean for the market - or our savings? Andrew Comstock, Chief Investment Officer for , joins us again to recap the market's performance from the first quarter of 2017. …

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April 3, 2017

#014: Wills 101 - Part 2

In the previous episode we talked about Wills: Why you need one and what to look out for so you do it right. But before you draft out your will, these are the things you need to consider: • Why …

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March 27, 2017

#013: WIlls 101 - Part 1

According to a survey, 71% of Americans do not have a current Will - and half of Americans age 65 or older don't have a Will that is not up-to-date. ​In this episode we cover the common mistakes people make …

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March 20, 2017

#012: Listener Questions - Power of Attorney for Social Security and …

Devin and John answer a question from Mitch about why the Social Security Office would not recognize his Power of Attorney statement. Charlotte is asking about ABLE accounts - tax-advantaged savings accounts for individuals with disabilities and...

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March 13, 2017

#011: How to Balance Living Well Today While Planning for Tomorrow, w…

Roger Whitney, the Retirement Answerman, shares his approach to spending money on fun today while still being able to plan and save for tomorrow. He likens it to a teeter-totter, and reflects on things his mother taught before she passed …

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March 6, 2017

#010: Get Organized - How to Improve Your Chances for a Successful Re…

7 doable steps for making it easier to be organized with your retirement finances. One of the biggest hurdles to a successful retirement is getting - and staying - organized. It’s easy for account statements, legal forms and other important...

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Feb. 27, 2017

#009: Hiring a Legal Advisor

What should you look for when hiring a legal advisor? In this episode we discuss the first question you need to ask a potential legal advisor, what to watch out for, and the benefits of paying a flat fee versus …

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Feb. 20, 2017

#008: Listener Questions about Social Security Earnings Limitations a…

Does an 18-year old need a Power of Attorney? You bet! We also discuss limitations for drawing Social Security benefits while working. If you have questions, email them to

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Feb. 13, 2017

#007: Is Your Advisor a Fiduciary or Salesperson, with Michael Kitces

Michael Kitces joins us to discuss the difference between Fiduciary and Suitability Standards and what is happening to the Department of Labor's Fiduciary Rule. Is your Financial Advisor a salesperson or fiduciary looking out for your best interest?...

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Feb. 6, 2017

#006: Hiring a Financial Advisor

The second type of advisor every retiree needs in their corner is a Financial Advisor. Not everyone needs a financial advisor. But those who are within 10 years of retirement, are too busy to do their own planning, or with …

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